The following article will cover:
- Common questions regarding personal injury claims in Florida.
- Initiating the personal injury claim process after a serious accident.
- Tactics used by insurance companies to limit or deny injury claims.
What Are Some Common Questions An Injured Party May Have If They Want To File A Personal Injury Claim In Florida?
Upon sustaining an injury in Florida, several inquiries might come to mind if you’re considering filing a personal injury claim. These typically include:
- How will my vehicle be repaired?
- Who will cover my medical bills?
- Will my insurance rates increase or will my coverage be canceled?
- How can I manage my daily commute or take my kids to school?
Additional concerns may arise regarding rental claims and understanding the actual process of filing a claim.
How Do I Begin The Personal Injury Claim Process After An Accident With Serious Injuries?
Initiating a personal injury claim process after a serious accident in Florida involves several steps. First, ensure your immediate safety and health by contacting emergency services via 911. If needed, take an ambulance to a nearby hospital or emergency room. Should your vehicle be drivable and you’re able to do so, proceed directly to the hospital for emergency care.
The next phase involves getting in touch with our law firm. We will provide detailed instructions on the process, including how to access the most appropriate care to maximize the value of your claim and achieve the best possible outcome.
What Are Some Of The Most Common Tactics Insurance Companies Use To Deny Or Limit Possible Injury Claims?
Insurance companies often employ a variety of strategies to limit or deny personal injury claims. Notable methods include:
- Requesting a recorded statement without legal advice: By doing this, they can ask you questions and potentially use your responses to undermine your position.
- Quick settlements: They might try to resolve the claim quickly, offering a fraction of the potential amount without disclosing policy limits or the full extent of your injuries.
- Compulsory medical examination (CME): Your own insurance company has the right to insist on a CME. They may use this to prematurely cease your Personal Injury Protection (PIP) benefits.
- Lowballing: The insurance company may undervalue the claim based on your permanent injuries, medical expenses, loss of wages, pain and suffering, loss of enjoyment of life, and other non-economic damages.
Additional tactics include subrogation interests, examinations under oath (EUO), and more, all aimed to frustrate the process and minimize their payouts.
At What Point Should The Injured Person Hire A Florida Personal Injury Attorney?
Following an injury in Florida, it’s advisable to hire a personal injury attorney as soon as possible after the incident. This ensures that you are fully advised and can make the most informed decisions moving forward.
For more information on Filing A Personal Injury Claim In Florida, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (904) 357 0090 today.